Interest rates range from a minimum of 9.75% to a maximum of 14.5% p.a. These rates are correct as at 1 September 2018 and subject to change at any time. The actual interest rate applicable to your loan will depend on your personal circumstances and will be confirmed as part of your loan approval. All applications are subject to Study Loans normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply if you activate your loan.