Do you need
help financing
your future?

Study Loans is Australia’s
first dedicated private
student loan

Take Control of Your Education

As Australia’s first dedicated student loan provider we aim to provide you with a truly flexible loan product that allows you to pay for your study as you progress through the course. You decide how much you would like to borrow, and we provide the flexibility to access the money as needed. Because you access the money as needed, you only need to repay the amount borrowed, each time you increase your borrowing we will automatically adjust your repayments to make sure they stay up to date, and your loan is repaid on time. We directly pay the education provider – hassle free.

Why Study Loans?

Study Loans aims to offer competitive interest rates for students looking to take the next step with their education.

Rates are calculated on a risk-based pricing model using a rich data set that takes into account both your situation and the chosen area of study.

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Borrow all
or part of
the cost
Study Loans can help you fund entire courses, part of your course, and/or be used in conjunction with personal funds, government, or gifts. The choice is yours.
Study Loans uses a competency based, pay‑as‑you‑go funding method.

This means that the funds for your education are only made available as you progress through your chosen studies. If your circumstances change, you may be able to suspend your studies and suspend future drawdown payments of the loan. You will of ouches be required to continue to pay for drawdowns already released.

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terms &
Study Loans provides a new way of paying for education with easy to understand terms and conditions.

This ensures managing your student loan is simple and straightforward - no flashing lights or hidden fees. As one of Australia’s leading education loan providers, we understand that circumstances change, so our loans are built to be very flexible.

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Our Education partners are dedicated to the success of their students.

They have a proven track record of course completion and compliance. Our eligibility criteria is strict so check with your chosen course provider to see if they’re a trusted Study Loans partner.

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How Our Education Loans Work

Find the course that’s right for you, with any one of our Education Partners.

Apply for the course and Study Loans funding via our Courses Page or your chosen course provider.

Funds are released, directly to the course provider, in drawdowns, as you progress through your studies

What’s a drawdown?

Funds for your course are released in drawdowns as you progress through your course and move on to the next course milestone.

Compare the Market

Study Loans VET Student Loans FEE-HELP
Loan Amount $2,001 to $15,000 Caps apply ($5k, $10k or $15k) $0 to $100k
Loan Term 6 to 48 months Dependent on income Dependent on income
All Qualification Levels Yes No No
No Up-front Loading Yes No No
Pay-as-you-go Yes No No
Holiday Periods Available Yes No No
No Early Repayment Penalties Yes No No
Become a
Study Loans


As Australia's first student loans provider, Study Loans employs eligibility criteria that leverages responsible data and is in accordance with the consumer credit laws. This ensures students are undertaking relevant studies delivered by trusted education partners with manageable loan amounts. Study Loans is licenced by the Australian Securities & Investment commission (ASIC) and follows responsible lending practices and credit criteria applies.

This is a pre-qualification check-list
and is subject to suitability.

Loan Calculator

Enter the details of your course below to gain an understanding of the indicative
repayment amounts, and how our responsible lending method works.

The information set out in the below loan calculator is not intended to provide a quote. The indicative repayment amounts that result from your selection are provided solely to allow you to understand the flexibility of the loan product and likely repayment amounts. Applications are subject to credit approval; terms, conditions and fees apply if you accept any loan offer made by Study Loans.

12 months
24 months
Number of drawdowns?
Scheduled drawdown repayment amounts
See a full
list of our

What now?

Contact your chosen education provider to apply or get in touch if you have more questions about Study Loans.

Study Loans Australia Pty Ltd (ABN 13 618 345 314) Australian credit licence 498589
whose registered office is at Level 5, 570 St Kilda Road, MELBOURNE VIC 3004.